福建银行招聘英语阅读理解试题及解析

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　　【预测题】

　　As a young bond trader, Buttonwood was given two pieces of advice, trading rules of thumb, if you will: that bad economic news is good news for bond markets and that every utterance dropping from the lips of Paul Volcker, the then chairman of the Federal Reserve, and the man who restored the central bank’s credibility by stomping on runaway inflation, should be respected than Pope’s orders. Today’s traders are, of course, a more sophisticated bunch. But the advice still seems good, apart from two slight drawbacks. The first is that the well-chosen utterances from the present chairman of the Federal Reserve, Alan Greenspan, is of more than passing difficulty. The second is that, of late, good news for the economy has not seemed to upset bond investors all that much. For all the cheer that has crackled down the wires, the yield on ten-year bonds—which you would expect to rise on good economic news—is now, at 4.2%, only two-fifths of a percentage point higher than it was at the start of the year. Pretty much unmoved, in other words.

　　Yet the news from the economic front has been better by far than anyone could have expected. On Tuesday November 25th, revised numbers showed that America’s economy grew by an annual 8.2% in the third quarter, a full percentage point more than originally thought, driven by the ever-spendthrift American consumer and, for once, corporate investment. Just about every other piece of information coming out from special sources shows the same strength. New houses are still being built at a fair clip. Exports are rising, for all the protectionist crying. Even employment, in what had been mocked as a jobless recovery, increased by 125,000 or thereabouts in September and October. Rising corporate profits, low credit spreads and the biggest-ever rally in the junk-bond market do not, on the face of it, suggest anything other than a deep and long-lasting recovery. Yet Treasury-bond yields have fallen.

　　If the rosy economic backdrop makes this odd, making it doubly odd is an apparent absence of foreign demand. Foreign buyers of Treasuries, especially Asian certral banks, who had been swallowing American government debt like there was no tomorrow, seem to have had second thoughts lately. In September, according to the latest available figures, foreigners bought only $5?6 billion of Treasuries, compared with $25.1 billion the previous month and an average of $38.7 billion in the preceding four months. In an effort to keep a lid on the yen’s rise, the Japanese central bank is still busy buying dollars and parking the money in government debt. Just about everyboby else seems to have been selling.

　　1. The advice for Buttonwood suggests that_____.

　　A.Paul Volcker enjoyed making comments on controlling inflation

　　B.the Federal Reserve has an all-capable power over inflation control

　　C.economy has the greatest influence upon the daily life of ordinary people

　　D.the economic sphere and bond markets are indicative of each other

　　2. The word “passing”(Line 7, Paragraph 1) most probably means_____.

　　A.instant

　　B.trivial

　　C.simple

　　D.negligible

　　3. Which of the following is responsible for the rapid economic growth in the US?

　　A.Domestic consumers.

　　B.Foreign investments.

　　C.Real estate market.

　　D.Recovering bond market.

　　4. According to the last paragraph, most Asian central banks are becoming _____.

　　A.rather regretful

　　B.less ambitious

　　C.more cautious

　　D.speculative

　　5. The phrase “keep a lid on”(Line 6, Paragraph 3) most probably means_____.

　　A.put an end to

　　B.set a limit on

　　C.tighten the control over

　　D.reduce the speed of

　　【答案及解析】

　　1. D[解析]本题考查推理引申。段首句提到巴腾渥德得到的两条建议。条建议是：“经济方面的坏消息对于债券市场来说却是好消息”。由此可知，从经济领域和证券市场中一方的状况可以反推出另一方的状况。因此[D]正确，be indicative of sth.意为“表明，暗示，标示”。第二条建议是：“美国联邦储备局前主席说的话都是金玉良言”。由此只能推知这位美国联邦储备局前主席说的话很有分量，不能推出他“喜欢评论(enjoyed making comments)”。从该句可知，沃尔克曾通过重踏来势迅猛的通货膨胀重建了央行的信誉。restore一词表明联邦储备局，即，美国的中央银行在控制通货膨胀上也曾经失利，排除[B]。[C]无从推知。

　　2. D[解析]本题考查词义理解。passing一词出现在段第四句。其上文提到，“债券交易员得到的两条建议有两处细微的缺陷。点是要从现任联邦储备局主席的嘴里听到精确而有分量的话不只是……的困难(more than passing difficulty)”。显然这一内容是针对上文第二条建议(即，美国联邦储备局前主席说的话都是金玉良言)而讲的。由“缺陷”(drawbacks)一词可知，从现任联邦储备局主席那听到金玉良言是非常困难的，这种困难不是“微不足道的”，因此[D]正确。

　　3. A[解析]本题考查事实细节。由第二段第二句可知，美国经济第三季度呈现快速增长，这种增长是由一直以来挥霍无度的美国消费者以及仅此一次的公司投资带来的(driven by...)。由此可知[A]是促进经济增长的原因之一。另外一个原因是“公司投资(corporate investment)”，而非“外国投资”，排除[B]。下文虽然提到“新房子建造速度快”，但它是经济增长的表现，而非原因。[D]在文中没有作为经济增长的原因被提及。

　　4. C[解析]本题考查推理引申。文章后一段第二句提到，一直以来作为美国国债大的外国买家的亚洲中央银行近改变了过去的做法。接着该段以具体数据说明外国买家购买美国国债的数量下降。从文中“swallowing American government debt like there was no tomorrow”可看出作者认为大举购买国债的做法是“不谨慎”的，而下文“have had second thoughts”他表明它变得更加慎重，因此[C]为正确答案。

　　5. B[解析]本题考查词义理解。“keep a lid on”出现在后一段倒数第二句，表示对“日元升值”做的动作。下文提到具体做法是：日本中央银行忙于购进美元并且把这些钱转为政府债务。四个选项都是同一方向的表达，根据经济常识，应选[B]，表示“限制日元的升值”。